E-commerce Phone Payments


Accept Payment via Phone:
Want to accept secure payments from 400+ million Indian customers by phone 24x7?

Want the capability of an enterprise-level IVR without the equipment, hosting, programming or any recurring maintenance costs?

Here’s an opportunity to expand your market reach to audiences that are outside the influence of the internet. Did you know that there are more than 375 million cell phone users and more than 40 million landline users (as of 31st January 2009) in India? Did you know that there are only 38 million Internet users in India? Naturally, the comparative number of potential customers your website can reach is limited.

Also, to reach out to the phone subscriber base, if you have already invested in a call centre operation for getting sales through the telephone; you must have already realized that persuading the customer to reveal his confidential credit card details for payment to an unknown telesales executive is very difficult. So, how can a businessman like you maximize sales through the telephone and yet keep yourself protected from abuse of your customers’ precious card data?

PhonePay adds new opportunities and new markets to your business. now, your telesales executive can close a sale over the phone and securely collect payment through an automated voice prompt driven IVR (Interactive Voice Response) System. The customer enters the confidential details related to the payment (such as card number, Expiry Date, CVV number etc.) through the telephone’s keypad.

How the Process Works?
The Call Centre Interface is an interactive process involving – the customer, the call centre executive and our PhonePay. All you need to do is maintain a call center where a customer can call to purchase your goods and services.


Here are some of the benefits of using Phone Payments:

Broaden Your Market Base

With more than 400 million phone users in India (and growing!), PhonePay allows you to collect real time secure payments from millions of customers, who were previously not reachable by your website alone.

Offer India’s Biggest Bouquet of Payment Options to your customers

PhonePay is a multi-payment solution. You can accept payments from customer’s holding – Visa, American Express, JCB and Diners Club credit cards and ITZ Cash cards. The wide variety of payment options will enable you to capture market share from multiple target audiences easily.

Convenient Language Options
PhonePay is multi-lingual solution. Currently, the system is configured for two languages - English and Hindi but we will endeavor to add more and more regional languages in the coming days.

Advanced Technology
PhonePay employs advanced phone technology ‘Interactive Voice Response System’ (IVRS) that allows a computer to detect touch-tones during a normal phone call. So, when a customer calls the number in your ad or catalogue, he is directed through the purchase and payment process by pre-recorded voice prompts. This systematic process will enable you to sell your goods and services via mobile phones or landlines without any hassles.

Minimize Transaction Risks
Even in the most secure and process driven customer service operations, it just takes a few seconds, by just one bad employee to misuse the credit card details of your customer. The fall-out of such misuse is not only in terms of the financial and legal risks and in terms of liabilities, it can also have an adverse impact on your carefully built brand. Our Phone Pay solution allows you to collect credit card payments from your customers without your agents coming to know the credit-card details. It gives your customers much-needed security to transact comfortably with you on the phone and receives credit card details from the customer in the form of touch-tone (DTMF) inputs, which cannot be deciphered by your customer services agent by ear.

Complete Risk Mitigation of Phone Pay Transactions
Each and every transaction processed, is scanned for risk factors and flagged as risk prone transaction on identification of risk, which is verified by our qualified 18 member strong Risk Management team. Phone Pay transactions are mapped with a comprehensive negative database that maps every new processed transaction against previous negative database of fraudulent transactions. We has developed an advanced risk mitigation engine that has a comprehensive negative database which has been built over the last 8 years from fraudulent transactions that has taken place in over 90% of India's Merchants, who uses the our Payment Gateway. Credit Card numbers, Email Ids, Billing Name, Shipping Name, Card holder name, Zip code, Telephone number and all data fields of every new transactions are mapped against India's most comprehensive negative database. In short, if any fraudster has perpetrated fraud on any our other merchants, then you will be warned of these High Risk transactions, so that you do not face any charge back related losses.

Summary
Utilizing our Phone Pay system will free your staff from routine payment processing calls; increase overall customer service productivity for more pressing issues and give your customers total confidence in paying you through a secure system rather than giving out the card number to your sales executives on phone.

Phone Pay benefits include:

24*7 Operations
Real-Time Credit Card / ITZ Cash Cards Processing
Biggest Bouquet of Credit Cards / Cash Card processed
Real-Time Web Reporting and Statistics via Web Interface
100% PCI Compliant Credit Card Processing for maximum security
In-Built Risk Management Engine to mitigate frauds and save you from chargeback related losses
Zero setup or recurring fixed costs
Your one single account works for both your website as well as phone sales.


Get Fast and Expert Help - Anytime
You'll always get quick assistance with uHOST Customer Support. Highly trained and certified, our technical team is at your service 24 hours a day, 7 days a week.
For Sales call us on +91-99-8000-2020 (India) (or) +1-877-909-6868 (Toll Free)

 

 

 

 

 
Banner